Why You Need E&O Insurance to Cover Cyber Liability

Why You Need E&O Insurance to Cover Cyber Liability

Businesses are becoming increasingly more web-savvy, with e-commerce, social media, email marketing and cloud storage. These tactics present incredible opportunities…

3 High Profile Case Studies That Demonstrate Why You May Need E&O Insurance

Which Companies Need E&O Insurance? Managing Risk as a Business Owner Most business owners understand the importance of managing the…

Which Professionals Need E&O Insurance and Why

Which Professionals Need E&O Insurance and Why

Errors and Omissions insurance, commonly called E&O insurance, protects professionals from liabilities resulting from their negligent actions. Unlike a company…

Agent who Signed Policyholder’s name on Application Slapped with a $1,452,324 Judgment

The plaintiff contended that the defendant violated both Texas Deceptive Trade Practices Act and Insurance Codes when the defendant erroneously…

Why Engineers Need E&O Insurance

Professional engineers are expected to provide mistake-free work to their clients. However, at times, errors occur when least expected and…

Common E&O Insurance Mistakes Committed by Professional Engineers

Common E&O Insurance Mistakes Committed by Professional Engineers

Errors and omissions (E&O) insurance is an insurance policy that provides personalized and/or collective coverage for individuals and their companies…

Errors and Omissions Insurance for Legal Professionals

Errors and Omissions Insurance for Legal Professionals

Errors and omissions insurance is insurance coverage that protects professionals in different industries from risk and litigation associated with negligence…

West Fertilizer Co. Had $1M in Liability Insurance

Insurance agents often are blamed when accidents or claims occur and their customers don’t have enough insurance coverage. Here are…

E&O Insurance for Insurance Agents

E&O Insurance for Insurance Agents

Even for the most careful insurance agent, there is always the risk of facing a negligence claim made by a…

Can E&O Insurance Protect Your Small Business From Unknown Exposures?

Simply put, Errors and Omissions (E&O) insurance is a policy that protects you when a client suffers financial loss or…

E&O Insurance: Why So Important for Your Business

E&O Insurance: Why So Important for Your Business

Errors and Omissions insurance, also referred to as professional liability insurance, is crucial to businesses that offer professional services, particularly…

Reducing E&O Risk – Keeping up with Industry Developments

Reducing E&O Risk – Keeping up with Industry Developments

The insurance industry is constantly changing. Companies enter and exit markets, rates and forms change on a daily, weekly, monthly…

Why Do Businesses, Even Small Ones, Need E&O Insurance?

Why Do Businesses, Even Small Ones, Need E&O Insurance?

Does your business need errors and omissions insurance? To answer this question, you must first understand what E&O insurance is.…

The Right E&O Insurance Coverage at the Best Price

In these days of reduced commissions and increased costs, cheaper is not always better. Here at Insurance By Design our…

Insurance E&O Claims Arising From Superstorm Sandy

By Louis H. Kozloff and Kenneth S. Merber of Nelson Levine de Luca & HamiltonSuperstorm Sandy’s impact on the insurance…

Agency E&O Outlook: Competition, Hard Market, Healthcare Effects and More

Firmer insurance prices and an upward trend in agency revenues are signs of good times for most independent agencies. These…

Every Professional Business Insurance Portfolio Needs an Error and Omissions Policy

Every Professional Business Insurance Portfolio Needs an Error and Omissions Policy

Most businesses carry general liability insurance. However, healthcare professionals along with professionals (e.g., architects, attorneys, accountants, etc.) need an additional…

The Ins and Outs of Errors and Omissions Insurance

The Ins and Outs of Errors and Omissions Insurance

What is E&O insurance? Errors and omssions (E&O) is the insurance that covers your company, or you individually, in the…

Why Even Perfect Independent Agents Need Errors & Omissions Insurance

Why Even Perfect Independent Agents Need Errors & Omissions Insurance

Sometimes insurance agents spend so much time making sure that their clients are covered that they forget to cover themselves.…

Errors & Omissions Basics

Errors & Omissions Basics

Any miscellaneous business professional that runs their own businesses needs professional liability insurance in addition to an in-home business or…

Errors & Omissions Insurance: The Importance of Documentation

Every E&O agent will stress the importance of documentation, but documentation alone is not enough – the quality of your…