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Insurance By Design Blog: liability

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Businesses are becoming increasingly more web-savvy, with e-commerce, social media, email marketing and cloud storage. These tactics present incredible opportunities for boosting business. However, with new technology comes new risks. Just look at some of the numbers: In 2008, common cyber risks included viruses, inside abuse and laptop theft. READ MORE >>

Insurance agents often are blamed when accidents or claims occur and their customers don’t have enough insurance coverage. Here are two helpful tips:  If you only handle some of your customers insurance, get a statement signed by your customer saying that they only want you to handle the specific coverage that you are placing for them. READ MORE >>

By Louis H. Kozloff and Kenneth S. Merber of Nelson Levine de Luca & Hamilton Superstorm Sandy’s impact on the insurance industry has been and will be profound. Predictably, the most direct impact will be claims for property damage and business interruption made under homeowners and commercial first-party property policies. READ MORE >>

Any miscellaneous business professional that runs their own businesses needs professional liability insurance in addition to an in-home business or business-owners policy. This will safeguard them from monetary losses as a result from lawsuits filed against them by their customers. READ MORE >>

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