About Us

IBDpro (Insurance By Design) is a retail insurance agency that specializes in professional 
liability insurance for insurance professionals. Our lines of business include:
•  E & O - Errors & Omissions
•  Cyber - Privacy Liability & Breach Response
•  D & O - Directors & Officers Liability
•  Crime - Commercial Crime & Employee Dishonesty
•  EPLI - Employment Practices Liability
•  Fiduciary - Fiduciary Liability

OUR CLIENTS range from retail agents just starting out to national MGAs writing $250 million or 
more in business. They include:
•  Retail Insurance Agents
•  Wholesale Agents
•  Reinsurance Brokers
•  MGAs, MGUs & Program Administrators
•  Claims Adjusters & TPAs
•  Insurance Companies
•  Insurance Consultants & Actuaries

OUR MARKETS are all rated A- IX ($250 million+) or better by A M Best. We currently work with over 
15 different markets and access them on both a submission and semi- automatic basis.

OUR STRATEGY is to focus on the professional and management liability needs of people and entities 
in the insurance industry. The resulting depth of knowledge and expertise in the class permits us 
to outperform our generalist competitors. Our approach on each account is to quantify the risk 
profile, place it with the market providing terms that meet the needs of the insured, and negotiate 
pricing that is fair and competitive. Hence our tag line, “The Right Coverage at a Fair Price!”

OUR SERVICES include MyEandO.info, a facility that tracks retail insurance agents’ E & O 
information on an annual basis and advises organizations when coverage is not in compliance with 
their guidelines. This service is provided at no cost to organizations distributing their products 
to retail agents.

We are closed all major holidays, the Holiday schedule for 2018 is:
  • New Year’s Day – January 1st
  • Presidents' Day – February 19th
  • Good Friday – March 30th
  • Memorial Day – May 28th
  • Independence Day – July 4th
  • Labor Day – September 3rd
  • Thanksgiving Day – November 22nd
  • Day after Thanksgiving – November 23rd
  • Christmas Eve – December 24th
  • Christmas Day – December 25th